Tips for Resolving an Insurance Dispute When Filing a Claim
If you have been injured in a car accident or other accident type, turning to your insurance company to recover damages may have been your first step – after all, you’ve paid your premiums on time, so why shouldn’t your insurance company honor its policy with you? Or, perhaps you filed a claim with the insurance company of the at-fault party. Either way, there is no doubt that at the time you filed, you were certain that the insurance company would offer you a fair settlement.
If that hasn’t happened, and instead a dispute about fault, the amount of damages you’ve incurred, or what a settlement should be has arisen, it’s important that you understand what steps to take for dispute resolution. Here are some tips to help you along the way:
Stick to the Facts
As frustrating dealing with an insurance company may be, especially if your claim is being disputed, sticking to the facts is an absolute must. Hyperbolizing will only hurt your claim, not help it.
Remain Polite and Respectful
It is essential that throughout the process of dealing with an insurance company, you continue to act in a polite and respectful way, no matter how frustrating the dispute is. An insurance adjuster will be watching you closely, and anything that you do that can be used against you will be. Don’t give the insurance adjuster another reason to be difficult.
Before you file a lawsuit and take your case to litigation to get the settlement you think you deserve, try mediation. During mediation, you and a representative from the insurance company will sit down with a third party, neutral mediator who will facilitate the conversation. The mediator is not responsible for making a decision about your claim, but can help to guide productive conversation.
Call an Attorney Familiar with Insurance Disputes
If you haven’t already been working with an attorney while pursuing your injury claim, if an insurance dispute arises, it’s time to call one. An experienced attorney can gather evidence to support your claim, and will know how to competently negotiate with an insurance adjuster to reach a settlement. Of course, if the dispute cannot be resolved, your attorney can also represent you in litigation.
Contact the Offices of Brown & Gould, PLLC for Insurance Dispute Resolution
Few things are more frustrating than not being paid what you deserve from an insurance company. For counsel and aid in resolving an insurance dispute and improving your chances of recovering the compensation you deserve, contact the offices of Brown & Gould, LLC today for advice you can count on.