Your insurance company has an obligation to act in your best interests regarding coverage and paying out benefits. However, insurance companies are businesses, and they are also interested in making profits just like every other business. If there is an opportunity to deny coverage or pay out less in claims, they will often take it, […]
Read MoreAn insurance company engages in bad faith when they do not act in their insured’s best interests. As someone who pays insurance premiums, you expect that your insurance company will have your back when it comes to paying claims that you submit to it. You also expect that they will be reasonable about handling claims […]
Read MoreIf you have been injured in a car accident or other accident type, turning to your insurance company to recover damages may have been your first step – after all, you’ve paid your premiums on time, so why shouldn’t your insurance company honor its policy with you? Or, perhaps you filed a claim with the […]
Read MoreWhether it’s in reference to auto making, movies or music, you’ve heard your grandparents say it a hundred times, “They just don’t make ‘em like they used to.” The same is certainly true for the healthcare industry, though many individuals would exclaim that these days are better than those of yesteryear. When it comes to […]
Read MoreI met my deductible, but the insurance company still won’t pay.Insurance can be a complicated thing to try to understand. There are many insurance companies and plans and now with the Affordable Healthcare Act, there are even more things to consider. Deductibles, premiums, copayments, and coinsurance are all significant things you must consider when selecting […]
Read MoreAccording to the Center for Disease Control and Prevention, in 2007-2008, 1 out of every 5 children and 9 out of 10 older Americans reported using at least one prescription drug in the past month [i]. Prescription drugs are a necessity for the health and wellbeing of many individuals in America. Sometimes, a prescription can […]
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